Broad coverage and proactive loss
Our size, as one of the largest pools in the state, gives us the ability to offer a wide range of coverage for auto, general liability and property exposures at affordable rates.
And our coverage includes a lot of “extras” schools pay more for with commercial carriers. Our packages include claims management, safety and loss control, and student accident coverage.
We also offer litigation support and both online and onsite training to our members on numerous topics at no additional cost.
Our adjusters and examiners provide professional and timely assistance to our members beginning with the notice of an event through the filing of a claim. And we take care of most claims from beginning to end so each member has a consistent experience from start to finish.
In the event of litigation, our adjusters and examiners have experience in handling claims and working with defense counsel.
Our defense counsel panel represents some of the most experienced litigators in the public-entity field. We are proud of the work we do in managing litigation and the costs associated with the defense of these claims.
We proactively work with our member districts to help them build a culture of safety to prevent unnecessary claims.
Our safety and loss specialists provide guidance in areas of, but not limited to, AHERA reinspections and management plans, environmental issues, liability exposures, premises inspections, as well as property loss prevention.
And our coverage includes a student accident program, which provides protection for uninsured students and saves money by preventing simple injuries from developing into contentious liability claims.